New Homes in Texas

Monthly Payments starting at $779/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 3.875%

APR: 4.198%

Down Payment: 20%

---

*Financing example is based on a sales price of $206,990 with a 20% down payment. Mortgage is a Conventional 30 year fixed rate loan in the amount of $165,592 with an interest rate of 3.875% (4.198% APR) and monthly payments of $779. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Monthly Payments starting at $805/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 3.875%

APR: 4.198%

Down Payment: 20%

---

*Financing example is based on a sales price of $213,990 with a 20% down payment. Mortgage is a Conventional 30 year fixed rate loan in the amount of $171,192 with an interest rate of 3.875% (4.198% APR) and monthly payments of $805. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Monthly Payments starting at $820/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 3.875%

APR: 4.198%

Down Payment: 20%

---

*Financing example is based on a sales price of $217,990 with a 20% down payment. Mortgage is a Conventional 30 year fixed rate loan in the amount of $174,392 with an interest rate of 3.875% (4.198% APR) and monthly payments of $820. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Monthly Payments starting at $899/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 3.875%

APR: 4.198%

Down Payment: 20%

---

*Financing example is based on a sales price of $238,990 with a 20% down payment. Mortgage is a Conventional 30 year fixed rate loan in the amount of $191,192 with an interest rate of 3.875% (4.198% APR) and monthly payments of $899. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Monthly Payments starting at $918/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 3.875%

APR: 4.198%

Down Payment: 20%

---

*Financing example is based on a sales price of $243,990 with a 20% down payment. Mortgage is a Conventional 30 year fixed rate loan in the amount of $195,192 with an interest rate of 3.875% (4.198% APR) and monthly payments of $918. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Monthly Payments starting at $937/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 3.875%

APR: 4.198%

Down Payment: 20%

---

*Financing example is based on a sales price of $248,999 with a 20% down payment. Mortgage is a Conventional 30 year fixed rate loan in the amount of $199,199 with an interest rate of 3.875% (4.198% APR) and monthly payments of $937. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Monthly Payments starting at $955/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 3.875%

APR: 4.198%

Down Payment: 20%

---

*Financing example is based on a sales price of $253,990 with a 20% down payment. Mortgage is a Conventional 30 year fixed rate loan in the amount of $203,192 with an interest rate of 3.875% (4.198% APR) and monthly payments of $955. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Monthly Payments starting at $776/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $157,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $153,223 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $776. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $786/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $160,000 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $155,172 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $786. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $885/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $180,000 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $174,569 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $885. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $894/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $181,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $176,498 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $894. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $934/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $190,000 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $184,267 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $934. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $934/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $190,000 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $184,267 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $934. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,017/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $206,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $200,744 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,017. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,091/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $221,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $215,291 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,091. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,224/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $249,000 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $241,486 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,224. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,425/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $290,000 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $281,249 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,425. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,454/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $295,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $287,059 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,454. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $821/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $166,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $161,951 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $821. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $835/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $169,900 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $164,773 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $835. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $865/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $175,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $170,680 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $865. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $934/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $189,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $184,257 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $934. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $988/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $200,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $194,925 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $988. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,017/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $206,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $200,744 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,017. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,179/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $239,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $232,748 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,179. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,327/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $269,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $261,843 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,327. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,371/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $278,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $270,571 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,371. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.

Monthly Payments starting at $1,404/mo*

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

Terms: 30 years

Interest Rate: 4.5%

APR: 4.877%

Down Payment: 3.5%

---

*Financing example is based on a sales price of $285,680 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $277,060 (including financed upfront mortgage insurance premium) with an interest rate of 4.5% (4.877% APR) and monthly payments of $1,404. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through lender.