Charlotte Metro Homes At a Glance
Home Type
Single-family homes and townhomes
Bedroom Count
3 to 5 bedrooms
Square Footage
1,271 to 3,518 square feet
Stories
One to two stories
Standard Features
Century Home Connect® smart home package (Century Communities brand only), granite or quartz countertops, garages
Buyer Questions About the Charlotte Metro
+ How long does new construction take in the Charlotte Metro?
On average, a to-be-built home takes 6–8 months from permit to close. Quick move-in homes typically close in 30–45 days after contract.
+ How much earnest money is typical in the Charlotte Metro?
Buyers usually deposit 1–2% of the purchase price. In competitive areas, deposits can be higher, but most builders stay within this range.
+ What closing costs should I expect in the Charlotte Metro?
Most buyers pay 2–3% of the purchase price. Costs include lender fees, title, prepaid taxes, and insurance.
+ Are HOAs more common here?
Many new communities require HOA fees.
+ Does new construction come with a warranty?
Yes—new homes in the Charlotte area typically include a builder warranty that covers structural elements and key systems for set periods.
+ Can I get upgrades or incentives on new homes?
Builders in the Charlotte Metro area often offer closing cost credits or rate buydowns, especially on quick move-in homes. Offers vary by market.
+ What schools serve new communities in the Charlotte Metro?
Century Communities and Century Complete neighborhoods in the Charlotte Metro are zoned to districts like the Iredell-Statesville Schools, Cabarrus County Schools, Charlotte-Mecklenburg Schools, and Union County Public Schools.
Why Buy a Home in the Charlotte Metro?
- Thriving, diversified economy: Charlotte is one of the fastest-growing metros in the Southeast, recognized as the second-largest banking hub in the U.S. Major employers—including Bank of America, Wells Fargo, Atrium Health, Duke Energy, and Lowe’s—anchor a strong economy spanning finance, healthcare, energy, and advanced manufacturing.
- Steady population growth: The Charlotte metro area has grown to more than 2.7 million residents, reflecting consistent in-migration driven by career opportunities, affordability, and quality of life.
- Educational excellence: The region is home to top-rated K–12 districts like Iredell-Statesville Schools, Cabarrus County Schools, Charlotte-Mecklenburg Schools and Union County Public Schools, as well as higher-education institutions such as the University of North Carolina at Charlotte, Queens University, and Davidson College.
- Transportation and accessibility: Charlotte Douglas International Airport ranks among the nation’s busiest, offering global connectivity, while expanding roadways, commuter rail, and LYNX light rail make local travel convenient.
- Affordable and business-friendly: With a relatively low cost of living, no state tax on Social Security income, and a growing corporate base, Charlotte attracts both families and businesses seeking opportunity and long-term value.
- Outdoor and recreational appeal: Residents enjoy easy access to Lake Norman, the U.S. National Whitewater Center, and miles of city greenways—perfect for boating, biking, and year-round outdoor fun.
- Cultural and entertainment hub: From the NASCAR Hall of Fame and Bank of America Stadium to South End’s restaurants, breweries, and arts venues, Charlotte offers a dynamic mix of sports, culture, and Southern hospitality.
Moving to Charlotte Metro Quick Checklist
Get pre-qualified with Inspire Home Loans®
Tour model homes or visit sales studios in your target area
Review HOA fees
Budget and prepare for seasonal weather
Align move in with closing timeline
Why Century Communities & Century Complete?
Century Communities—parent company of Century Communities and Century Complete—has been recognized by Newsweek as one of America’s Most Trustworthy Companies three years in a row. Our Charlotte Metro homes feature modern floor plans, energy-efficient designs, and quick access to local amenities. With Inspire Home Loans® and Parkway Title, we deliver a streamlined buying experience from financing to closing.
How Does Century Compare to Other Builders in the Charlotte Metro?
Combined, Century Communities and Century Complete are one of the nation's top 10 homebuilders—alongside other national homebuilders like Lennar, Richmond, Pulte, and Taylor Morrison—and one of the largest homebuilders in the greater Charlotte area. We lead the industry in online homebuying, proudly providing homebuyers with best-in-class resources that offer more control and convenience.
Key Takeaways for Charlotte Metro Buyers
Build Timeline
6–8 months (to-be-built); 30–45 days (quick move-in)
Earnest Money
Typically 1–2% of purchase price
Closing Costs
Typically 2–3% of purchase price
HOA Fees
Common
Schools
Options include districts like Cabarrus County Schools, Charlotte-Mecklenburg Schools.
Homebuyer Resources
Steps of the Home Loan Process
It pays to understand how to secure a home loan—especially if you're a first-time buyer. Check out the basic steps of the process!
Read More : Steps of the Home Loan Process
Living in Charlotte, NC: Why Homebuyers Love Mecklenburg County
From affordable living to ample natural spaces, explore the top reasons why homebuyers love living in Charlotte, NC and surrounding Mecklenburg County.
Read More : Living in Charlotte, NC: Why Homebuyers Love Mecklenburg County
Top Places to Live in North Carolina
Discover your dream home in North Carolina's best neighborhoods. From suburban charm to urban allure, natural beauty to affordability, North Carolina is sure to have the perfect property for you.
Read More : Top Places to Live in North Carolina
How Century Communities is Redefining the Homebuying Experience
Say goodbye to stress and bidding wars and find your perfect home with Century Communities. Browse, buy, and enjoy efficient, modern living.
Read More : How Century Communities is Redefining the Homebuying ExperienceThis is a carousel with a large content area or card above and control buttons below. Select any of the control buttons to change the active carousel item.
Steps of the Home Loan Process
It pays to understand how to secure a home loan—especially if you're a first-time buyer. Check out the basic steps of the process!
Read More : Steps of the Home Loan Process
Living in Charlotte, NC: Why Homebuyers Love Mecklenburg County
From affordable living to ample natural spaces, explore the top reasons why homebuyers love living in Charlotte, NC and surrounding Mecklenburg County.
Read More : Living in Charlotte, NC: Why Homebuyers Love Mecklenburg County
Top Places to Live in North Carolina
Discover your dream home in North Carolina's best neighborhoods. From suburban charm to urban allure, natural beauty to affordability, North Carolina is sure to have the perfect property for you.
Read More : Top Places to Live in North Carolina
How Century Communities is Redefining the Homebuying Experience
Say goodbye to stress and bidding wars and find your perfect home with Century Communities. Browse, buy, and enjoy efficient, modern living.
Read More : How Century Communities is Redefining the Homebuying ExperienceReady to find your dream home near Charlotte?
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