Offer Terms

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Look for PURPLE TAG on available homes for special offers and pricing

 

 

 

30-YEAR 7/6 ARM LOAN

available on select homes that contract by 8/31 and close by 9/30 and when financing with affiliate lender, Inspire Home Loans®


Offer terms by Loan Type

 

CONVENTIONAL*

YEARS 1 - 7

3.875%

(6.433% APR)

Adjustable Rate Mortgage for years 8 - 30,

see details below  

 

OR


30-YEAR FIXED RATE LOAN

available on select homes that contract by 8/31 and close by 9/30 and when financing with affiliate lender, Inspire Home Loans®


Offer terms by Loan Type

 

FHA**

4.875%

(5.697% APR)

 

PLUS

 

Up to $10k in Closing Costs***
available on select homes that contract by 8/31 and close by 9/30 and
when financing with affiliate lender, Inspire Home Loans®

 

 

 

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Disclaimer

Available on select home in the Southeast Region that contract by 8/31 and close by 9/30. Availability of rate specials are limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). *Financing example is based on a sales price of $390,000 with a 10% down payment and a minimum credit score of 740. Mortgage is a Conventional 7/6 ARM 30-year loan in the amount of $351,000 (including financed up front mortgage insurance premium) with an interest rate of 3.875% (6.433% APR) and monthly payments of $2,771.78 for the first 84 months of the loan. For months 85-360, interest rate will adjust every 6 months based on current index, margin and rate and payment caps. The first rate adjustment may not exceed 5% above the note rate or 8.875%, thereafter monthly principal and interest payments may increase at each biannual adjustment by up to 1% to a maximum of 5.00% above the Note rate or 8.875%. Monthly payment may rise to a maximum of $3,684.20. **Financing example is based on a sales price of $263,123 with a 3.5% down payment and a minimum credit score of 620. Mortgage is an FHA 30 year fixed rate loan in the amount of $258,358 (including financed upfront mortgage insurance premium) with an interest rate of 4.875% (5.697% APR) and monthly payments of $1,943.15. Monthly principal and interest, taxes, mortgage insurance and hazard insurance are included in the above payments. HOA assessments are additional and are not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. ***Receipt of up to $10,000 towards closing costs is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. Any incentive to use Inspire Home Loans may not exceed 3% of the sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-Payment of HOA assessments are typically subject to lender limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits Loan program is available through Inspire Home Loans® | NMLS # 1564276, www.inspirehomeloans.com, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access:
www.nmlsconsumeraccess.org. ©08/2025 Century Communities, Inc.