Offer Terms
What's on your 2026 Bingo Card?
We make saying YES to your new home easy
Choose from two financing options available: Receive up to $10,000 toward closing costs or a 5/1 Adjustable Rate Mortgage (ARM) with $3,000 toward closing costs covered.**
What's on your 2026 Bingo Card?
We make saying YES to your new home easy
Choose from two financing options available: Receive up to $10,000 toward closing costs or a 5/1 Adjustable Rate Mortgage (ARM) with $3,000 toward closing costs covered.*
Two Ways to Say YES
Choose one of the financing options that works best for you—both designed to make saying yes easier.
Lower Interest Rate
with an Adjustable Rate Mortgage (ARM)
30-Year 5/1 ARM LOAN
3.75%
towards closing costs
- ✓ Fixed interest rate for the first 5 years
- ✓ Rate adjusts annually after the initial period
- ✓ Available with approved FHA or VA financing
Closing Costs
- ✓ Reduce upfront cash needed at closing
- ✓ Works with conventional financing options
- ✓ Available with approved FHA or VA financing
What is a 5/1 ARM Loan?
A 5/1 Adjustable Rate Mortgage (ARM) offers a lower, fixed interest rate for the first five years, then adjusts annually after that.
How it Works
- Years 1–5: Your interest rate is locked in
- After Year 5: Your rate may adjust once per year, subject to limits
Why some buyers choose it
- Lower starting rate
- Lower initial monthly payment
- Great if you plan to move or refinance within 5 years
Eligible Homes
Homes below are available for move-in between now and April.
Our online sales consultants are ready to help you find your perfect fit!
Sign up to stay connected & learn more about this offer, or call/text 615.703.2896
Disclaimer
Available only on the purchase of a home in the Nashville area for contracts signed on or between 1/5/2026 - 1/31/2026 and that close on or before 2/27/2026. Availability of rate specials are limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. Any incentive to use Inspire Home Loans may not exceed 3% of the sales price. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). *FHA Financing example is based on a sales price of $390,000 with a 3.5% down payment and a minimum credit score of 620. Mortgage is an FHA 5/1 ARM 30-year loan in the amount of $382,936 (including financed up front mortgage insurance premium) with an interest rate of 3.75% (4.608% APR) and monthly payments of $2,978 for the first 60 months of the loan. For months 61-360, interest rate will adjust annually based on current index, margin and rate and payment caps. Monthly principal and interest payments may increase at each annual adjustment. Rate adjustments may not exceed 1.00% annually to a maximum of 5.00% above the Note rate or 8.75%. Monthly payment may rise to a maximum of $3,972. **VA Financing example is based on a sales price of $390,000 with a 0% down payment and a minimum credit score of 620. Mortgage is an FHA 5/1 ARM 30-year loan in the amount of $402,870 (including financed up front mortgage insurance premium) with an interest rate of 3.75% (4.173% APR) and monthly payments of $2,899 for the first 60 months of the loan. For months 61-360, interest rate will adjust annually based on current index, margin and rate and payment caps. Monthly principal and interest payments may increase at each annual adjustment. Rate adjustments may not exceed 1.00% annually to a maximum of 5.00% above the Note rate or 8.75%. Monthly payment may rise to a maximum of $3,946. VA loans are available to eligible veterans and certain other service members. To check eligibility requirements see: www. va.gov/housing-assistance/home-loans/ eligibility/. Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. ***Receipt of up to $10,000 towards closing costs is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-Payment of HOA assessments are typically subject to lender limits. Monthly principal and interest, taxes, mortgage insurance and hazard insurance are included in the above payments. HOA assessments are additional and are not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through Inspire Home Loans® | NMLS # 1564276, www. inspirehomeloans.com, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www.nmlsconsumeraccess.org. ©2026 Century Communities, Inc.