Serious savings on
scroll-stopping floor plans.
Everything you need to go from “I wish” to “I’m ready.”
Enjoy a
30-YEAR FIXED-RATE LOAN
with a 3-2-1 buy down!
available on select homes through affiliate lender, Inspire Home Loans®
Offer Terms by Loan Type
FHA*
|
YEAR 1 1.875% (5.07% APR) |
YEAR 2 2.875% (5.07% APR) |
YEAR 3 3.875% (5.07% APR) |
YEARS 4-30 4.875% (5.07% APR) |
VA**
|
YEAR 1 1.875% (5.026% APR) |
YEAR 2 2.875% (5.026% APR) |
YEAR 3 3.875% (5.026% APR) |
YEARS 4-30 4.875% (5.026% APR) |
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Offer Description

Disclaimer
Rates are available only on the purchase of select Century Communities Phoenix homes that contract on or before 7/30/2026 and close on or before 9/30/2026. Availability of rate special is limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. *Financing example is based on a sales price of $400,000 with a 3.5% down payment and a minimum credit score of 620. Mortgage is an FHA 30 year fixed loan with a 3-2-1 Buydown with a Note rate of 4.875% (5.07% APR). Buyer must qualify for financing at the Note rate of 4.875%. The interest rate is temporarily reduced to 1.875% for Year 1, 2.875% for Year 2, and 3.875% for Year 3 and is 4.875% for Years 4 -30. Based on a loan amount of $392,755 (including financed up front mortgage insurance premium), monthly payments are $1,961.09 for Year 1, $2,163.33 for Year 2, $2,380.69 for Year 3, and $2,612.31 for Years 4-30. **Financing example is based on a sales price of $400,000 with a 0% down payment and a minimum credit score of 620. Mortgage is a VA 30 year fixed loan with a 3-2-1 Buydown with a Note rate of 4.875% (5.026% APR). Buyer must qualify for financing at the Note rate of 4.875%. The interest rate is temporarily reduced to 1.875% for Year 1, 2.875% for Year 2, and 3.875% for Year 3 and is 4.875%% for Years 4 -30. Based on a loan amount of $408,600 (including financed up front mortgage insurance premium), monthly payments are $1,843.19 for Year 1, $2,053.59 for Year 2, $2,279.73 for Year 3, and $2,520.69 for Years 4-30. VA loans are available to eligible veterans and certain other service members. To check eligibility requirements, see: https://www.va.gov/ housing-assistance/home-loans/
eligibility/. Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. Payments include monthly taxes, mortgage insurance and hazard insurance. HOA assessments are additional and not included in the above payment. Interest rates may not be available at time of loan commitment or closing. Restrictions and conditions may apply. ^Receipt of up to $12,000 of the up to $25,000 in flex cash can be used towards purchase price discounts, closing costs and/or rate buydowns. Receipt of closing costs or rate buy downs incentive is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. Any incentive to use Inspire Home Loans may not exceed 3% of the sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-Payment of HOA assessments are typically subject to lender limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). Loan program is available through Inspire Home Loans® | NMLS # 1564276. Additional information found at NMLS Consumer Access: www.nmlsconsumeraccess. org. In Arizona, the broker is Century Communities of Arizona, LLC, License BR715429000; contractor is Century Communities Construction of Arizona LLC, ROC #331328 ©07/2026 Century Communities, Inc.


