Offer Terms

Long-Term Rate Lock Up To 180 Days!*


Uncertain about changing rates?


Rest easy with 120, 150 or 180 day long-term rate lock options through Inspire Home Loans.


Long-term locks include a “float down” option and require a 1% upfront fee at time of lock.

This allows you a one-time opportunity to lower your rate within 60 to 15 days of closing if market rates decrease.



Contact a loan officer today for more information.


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*Long term locks may result in a higher rate. The Long Term Rate Lock with Float Down Option requires a 1% upfront fee within 2 business days of locking. The float down option may only be used once to reduce the rate if rates decrease by at least .125%. If the float down option is not exercised, the fee will be credited at closing. Lock extensions are not permitted if lock expires. Additional terms may apply, please discuss all options with your loan officer. Long Term rate locks are available through Inspire Home Loans® | NMLS# 1564276, visit for State Licensing Disclosures with additional information found at NMLS Consumer Access: ©05/2024 Century Communities, Inc.