Think You Need a

Big Down Payment?

Think Again.

 

 

We have three great programs offered by our affiliate lender, Inspire Home Loans, that can make homeownership a reality for you.
 
We know saving for a down payment can feel like one of the biggest roadblocks on your journey to homeownership.
That’s why Inspire Home Loans® offers a range of down payment assistance programs designed to help cover upfront costs, including down payments and even closing costs.
ASCEND+*
RECEIVE UP TO
5% of the home’s purchase price
towards down payment and/or closing costs assistance.
Available on a FHA 30-year fixed rate loan. 
ASCEND Freedom**
RECEIVE UP TO
3.5% of the home’s purchase price
towards down payment and/or closing costs assistance.
Available on a FHA 30-year fixed rate loan. 
ASCEND Flex***
RECEIVE UP TO
3.5% of the home’s purchase price
towards down payment and/or closing costs assistance.
Available on a FHA 5/1 ARM. For years 6 - 30, rates and payments may change after the initial fixed period. 
Assistance is provided as a second lien. No income limits apply. First-time homebuyer status is not required. Additional qualification requirements may vary
Ready to take the next step?
Connect with the Inspire Home Loans® team and learn how down payment assistance can help you achieve your homeownership goals! 
Connect Now

*ASCEND+ down payment assistance is offered in the form of a repayable second lien mortgage in conjunction with a first lien FHA 30-year fixed rate loan and a minimum credit score of 600. **ASCEND Freedom down payment assistance is offered in the form of a forgivable second lien mortgage in conjunction with a first lien FHA 30-year fixed rate loan and a minimum credit score of 640. Second lien is forgiven if there is no 90 day or greater delinquencies on the first 36 payments of the underlying first lien and property remains a primary residence. ***ASCEND Flex down payment assistance is offered in the form of a repayable second lien mortgage in conjunction with a first lien FHA 5/1 ARM 30-year loan and a minimum credit score of 660. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. Inspire Home Loans® | NMLS # 1564276, www. inspirehomeloans.com, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www.nmlsconsumeraccess.org. ©2026 Century Communities, Inc.