Why Choose USDA?

Disclaimer

Rate offer is available only on the purchase of select homes in the Palomino Ranch Community for contracts that sign by 7/15/2026 and close on or before 7/31/2026. Availability of rate specials are limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies.  Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/dimensions shown is only an estimate and actual square footage/dimensions will differ.  Buyer should rely on his or her own evaluation of usable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.) *Financing example is based on a sales price of $350,000 with a 0% down payment and a minimum credit score of 620. Mortgage is a USDA 30 year fixed rate loan in the amount of $357,140 (including financed up front USDA guaranty fee) with an interest rate of 4.875% (5.57% APR) and monthly payments of $ 2,309.05  Monthly principal, interest, taxes and  hazard insurance are included in the above payments. HOA assessments are additional and are not included in the above payment. An earnest money deposit on the Purchase Agreement is separate from the zero down payment for financing and will be required. Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. USDA loans are subject to income and geographic eligibility criteria. Restrictions and conditions may apply. In Arizona, owner/agent  is Century Communities of Arizona, LLC, License #331328,  Contractor is Century Communities Construction of Arizona, ROC# 23131357. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www.nmlsconsumeraccess.org. ©05/2026 Century Communities, Inc