30-YEAR FIXED-RATE LOAN
available on select homes through affiliate lender, Inspire Home Loans®
Offer Terms by Loan Type
FHA
4.25%
(5.121% APR)*
VA
4.25%
(4.546% APR)**
&NBSPs
Offer Description
Disclaimer
| Available only on the purchase of a Century Communities home in the Phoenix division for contracts that close on or before 9/30/26. Availability of rate special is limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/dimensions shown is only an estimate and actual square footage/dimensions will differ. Buyer should rely on his or her own evaluation of usable area. Depictions of homes or other features may be artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements of the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). *Financing example is based on a sales price of $400,000 with a 3.5% down payment and a minimum credit score of 620. Mortgage is an FHA 30-year fixed-rate loan in the amount of $392,755 (including financed upfront mortgage insurance premium) with an interest rate of 4.25% (5.121% APR) and monthly payments of $1,932.12. **Financing example is based on a sales price of $400,000 with a 0% down payment and a minimum credit score of 620 . Mortgage is a VA 30-year fixed rate loan in the amount of $408,600 (including financed upfront VA Funding Fee) with an interest rate of 4.25% (4.546% APR) and monthly principal and interest payments of $2,010.07. VA loans are available to eligible veterans and certain other service members. To check eligibility requirements see: https://www.va.gov/housing-assistance/home-loans/eligibility/. Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment but are required to be escrowed for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. ^Receipt of up to $6,000 in closing costs is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. Any incentive to use Inspire Home Loans may not exceed 3% of the sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Prepayment of HOA assessments are typically subject to lender limits. Loan program is available through Inspire Home Loans® Inc. NMLS#1564276 Arizona Mortgage Banker License #BK-0949878. In Arizona, the broker is Century Communities of Arizona, LLC, License BR715429000; contractor is Century Communities Construction of Arizona LLC, ROC #331328. © 2026 Century Communities, Inc |