Louisville Metro Homes At a Glance
Home Type
Single-family homes
Bedroom Count
3 to 5 bedrooms
Square Footage
1,290 to 2,653 square feet
Stories
One to two stories
Standard Features
Granite or quartz countertops, stainless-steel appliances, garages and more
Buyer Questions About the Louisville Metro
+ How long does new construction take in the Louisville Metro?
On average, a to-be-built home takes 6–8 months from permit to close. Quick move-in homes typically close in 30–45 days after contract.
+ How much earnest money is typical in the Louisville Metro?
Buyers usually deposit 1–2% of the purchase price. In competitive areas, deposits can be higher, but most builders stay within this range.
+ What closing costs should I expect in the Louisville Metro?
Most buyers pay 2–3% of the purchase price. Costs include lender fees, title, prepaid taxes, and insurance.
+ Are HOAs more common here?
Many new communities require HOA fees.
+ Does new construction come with a warranty?
Yes—new homes in the Louisville area typically include a builder warranty that covers structural elements and key systems for set periods.
+ Can I get upgrades or incentives on new homes?
Builders in the Louisville Metro area often offer closing cost credits or rate buydowns, especially on quick move-in homes.
+ What schools serve new communities in the Louisville Metro?
Century Communities and Century Complete homes in the Louisville Metro are zoned to various districts such as Hardin County Public Schools and Kenton County Public Schools.
Why Buy a Home in the Louisville Metro?
- A thriving, character-filled city: Louisville is known for its unique neighborhoods, historic architecture, and lively downtown. From the Victorian-era homes of Old Louisville to the walkable streets of NuLu, the city offers a mix of classic charm and modern energy. Annual events like the world-famous Kentucky Derby at Churchill Downs showcase the city’s deep-rooted traditions and bring national attention each spring.
- Strong economy and major employers: The Louisville metro is home to diverse industries including healthcare, logistics, manufacturing, and food and beverage. Major employers such as UPS (with its Worldport global air hub), Humana, and Norton Healthcare provide stable job opportunities. Its central location within a day’s drive of much of the U.S. also makes it a strategic hub for business and travel.
- Outdoor recreation along the river: Set along the scenic Ohio River, Louisville offers abundant green space and recreation. Waterfront Park provides miles of walking and biking trails, festivals, and riverfront views, while nearby parks and nature preserves offer kayaking, hiking, and adventurous outings. Residents enjoy four distinct seasons, bringing colorful falls and vibrant spring blooms.
- Arts, food, and bourbon culture: Louisville’s arts scene includes galleries, live music venues, and performing arts centers. The city is also part of the famous Kentucky Bourbon Trail, attracting visitors year-round for tastings and distillery tours. Food lovers appreciate the city’s growing culinary reputation, blending Southern comfort classics with innovative chef-driven concepts.
- Education and community growth: The metro area includes respected public and private school options, as well as higher education institutions like University of Louisville. Surrounding communities in Jefferson, Oldham, and Bullitt counties offer suburban settings with convenient access to downtown amenities, making it easy to find the right fit for your lifestyle.
- Attainable living with room to grow: Compared to many major U.S. metros, Louisville offers competitive home prices, diverse housing styles, and a lower overall cost of living. From established neighborhoods with historic charm to new-home communities with modern layouts and amenities, buyers can find options that align with their goals, whether you’re purchasing your first home or looking to move up.
Featured Locations
Moving to Louisville Metro Quick Checklist
Get pre-qualified with Inspire Home Loans®
Tour model homes or visit sales studios in your target area
Review HOA fees
Budget and prepare for seasonal weather
Align move-in with closing timeline
Why Century Communities & Century Complete?
Century Communities—parent company of Century Communities and Century Complete—has been recognized by Newsweek as one of America’s Most Trustworthy Companies three years in a row. Our Louisville Metro homes feature modern floor plans, energy-efficient designs, and quick access to local amenities. With Inspire Home Loans® and Parkway Title, we deliver a streamlined buying experience from financing to closing.
How Does Century Compare to Other Builders in the Louisville Metro?
Combined, Century Communities and Century Complete are one of the nation's top 10 homebuilders—alongside other national homebuilders like Pulte and KB Home—and one of the largest homebuilders in the greater Louisville area. We lead the industry in online homebuying, proudly providing homebuyers with best-in-class resources that offer more control and convenience.
Key Takeaways for Louisville Metro Buyers
Build Timeline
6–8 months (to-be-built); 30–45 days (quick move-in)
Earnest Money
Typically 1–2% of purchase price
Closing Costs
Typically 2–3% of purchase price
HOA Fees
Common
Schools
Options include districts like Hardin County Public Schools and Kenton County Public Schools.
Homebuyer Resources
Steps of the Home Loan Process
It pays to understand how to secure a home loan—especially if you're a first-time buyer. Check out the basic steps of the process!
Read More : Steps of the Home Loan Process
Discover Majestic Manor: New Homes in Lawrenceburg, KY
Century Complete is proud to introduce Majestic Manor, a new home community in Lawrenceburg, Kentucky.
Read More : Discover Majestic Manor: New Homes in Lawrenceburg, KY
Types of Homes: An Overview of Dwellings and Styles
Explore the variety of home types available, from single-family homes to condos. In this article, we break down common housing types and styles.
Read More : Types of Homes: An Overview of Dwellings and Styles
Conventional Loan Down Payment: How Much to Put Down?
Learn how much of a down payment is needed for a conventional loan.
Read More : Conventional Loan Down Payment: How Much to Put Down?This is a carousel with a large content area or card above and control buttons below. Select any of the control buttons to change the active carousel item.
Steps of the Home Loan Process
It pays to understand how to secure a home loan—especially if you're a first-time buyer. Check out the basic steps of the process!
Read More : Steps of the Home Loan Process
Discover Majestic Manor: New Homes in Lawrenceburg, KY
Century Complete is proud to introduce Majestic Manor, a new home community in Lawrenceburg, Kentucky.
Read More : Discover Majestic Manor: New Homes in Lawrenceburg, KY
Types of Homes: An Overview of Dwellings and Styles
Explore the variety of home types available, from single-family homes to condos. In this article, we break down common housing types and styles.
Read More : Types of Homes: An Overview of Dwellings and Styles
Conventional Loan Down Payment: How Much to Put Down?
Learn how much of a down payment is needed for a conventional loan.
Read More : Conventional Loan Down Payment: How Much to Put Down?Ready to find your Louisville Metro dream home?
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