Offer Terms
There's still time to check that new home off your 2025 to-do list.
Select communities receive a
30-YEAR 5/1 ARM LOAN
available on select homes through affiliate lender, Inspire Home Loans®
Offer Terms by Loan Type
FHA*
|
YEARS 1 - 5 3.75% (4.605% APR) Adjustable-Rate Mortgage for years 6 - 30, see details below |
VA**
|
YEARS 1 - 5 3.75% (4.172% APR) Adjustable-Rate Mortgage for years 6 - 30, see details below |
Applicable Communities:
PLUS
All homes will receive a
Move-In Ready Package + Widow Treatments***
Includes Washer, Dryer, Refrigerator & Window Treatments
on all homes that contract by 12/17 and close by 12/31
on all homes that contract by 12/17 and close by 12/31
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Disclaimer
| Rates are available only on the purchase of select homes in Terra Toscana, Trellises, Liberty Hill, Larkspur or Orchard View that contract on or before 12/17/2025 and close on or before 12/31/2025. Availability of rate specials are limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). *FHA Financing example is based on a sales price of $390,000 with a 3.5% down payment and a minimum credit score of 620. Mortgage is an FHA 5/1 ARM 30-year loan in the amount of $382,936 (including financed up front mortgage insurance premium) with an interest rate of 3.75% (4.605% APR) and monthly payments of $2,978 for the first 60 months of the loan. For months 61-360, interest rate will adjust annually based on current index, margin and rate and payment caps. Monthly principal and interest payments may increase at each annual adjustment. Rate adjustments may not exceed 1.00% annually to a maximum of 5.00% above the Note rate or 8.75%. Monthly payment may rise to a maximum of $3,972. **VA Financing example is based on a sales price of $390,000 with a 0% down payment and a minimum credit score of 620. Mortgage is an FHA 5/1 ARM 30-year loan in the amount of $402,870 (including financed up front mortgage insurance premium) with an interest rate of 3.75% (4.172% APR) and monthly payments of $2,899 for the first 60 months of the loan. For months 61-360, interest rate will adjust annually based on current index, margin and rate and payment caps. Monthly principal and interest payments may increase at each annual adjustment. Rate adjustments may not exceed 1.00% annually to a maximum of 5.00% above the Note rate or 8.75%. Monthly payment may rise to a maximum of $3,946. VA loans are available to eligible veterans and certain other service members. To check eligibility requirements see: www.va.gov/housing-assistance/home-loans/eligibility/. Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. ***Move-in package valued at approximately $3,870 and includes washer, dryer, refrigerator and window treatments. Offered for sale by BMC Realty Advisors, Inc. Real Estate Broker, License #01920450. General Contractor, License #971581. ©12/2025 Century Communities, Inc. |